Anyone that wants to own a business should consider operating in the Augusta, GA area. This area of the state offers a lot of opportunities and has a robust local economy. When you are looking to start a business here, you should get a commercial insurance policy as it can protect your inventory and employees. Several benefits come with this insurance coverage.
Protection for Company Assets
One of the advantages of a commercial insurance policy is that it can protect your business assets. Starting any company will always come with the need to invest in business assets. If these are damaged or stolen, it could be an enormous financial setback for you. Due to this, you should get a commercial insurance policy that provides the necessary protection.
Gives Liability Protection
Another advantage of this form of insurance is that it provides you with liability protection. When you sell a product or service, you will always be taking on liability risk. If you are sued and found liable for an accident, it could be very damaging to your organization. Due to this, you should get a commercial insurance policy to protect you and your company from this risk adequately.
When you are shopping for commercial insurance in the Augusta, GA area, it is imperative to work with someone you can trust. Picking a commercial insurance policy is a huge decision and can be quite complicated. The team at Whit Blanchard Insurance Group can help to make it easier for you. When you call Whit Blanchard Insurance Group, the insurance team will be able to answer any questions that you have and make sure that it is adequately covered with a policy that mitigates your business risks.
When we buy home insurance policies, we do so with the hope that we will never have to make a claim. That is why many people in Augusta, GA do not know how to file a home insurance claim. While filing a claim is never a wish, knowing how to do it correctly helps you save time, recover, and settle down faster. That is why at Whit Blanchard Insurance Group, we emphasize learning the home insurance claiming process to help you stay prepared in case of a disaster. Here are three tips to help you prepare for a claim.
Learn your home insurance coverage
The best way to prepare for a home insurance claim is by understanding what is covered, what is not covered, and the premium limits. Go through your home insurance policy and learn what is excluded to avoid filing for damage or loss that is not covered. If you feel you need to include more coverages, you can discuss this with your insurance provider.
Prepare a home inventory.
If you bought your home insurance a few years ago, the chances are that you have purchased several other items in the house which may not be included in your home insurance policy. You can create a home inventory and include all the new items you bought to ensure they are covered in case of a loss. You can keep receipts, photos, or even record a video of your entire home and everything inside it. If you are planning to do or already did a major renovation, you should notify your insurance company immediately.
Hire a private adjuster to evaluate your home
While insurance companies have their own public adjusters, it is always a good idea to hire a private one who can also help handle the claiming process to its fulfilments. They can be fundamentally important in case you are dealing with a considerable loss.
For all your home insurance needs, Whit Blanchard Insurance Group is here to help. Call or visit us in Augusta, GA today!