Anyone in the Augusta, GA area will understand that owning a car is a good investment. With a car, you will be able to get around the city and the rest of Georgia conveniently. Anyone that is going to get a car here will need to get auto insurance as well. There are a few reasons why drivers in this area of Georgia will need to get an auto insurance policy.
Insurance is Required by Law
A key reason you should get auto insurance when you are in this part of the state is to stay in compliance with the law. Those who drive a car on a public road here must carry liability coverage the whole time. This coverage ensures that drivers can pay for damages they could cause, and if you do not have insurance, you could be penalized.
Insurance Protects Car
It would be best if you also got insurance to protect your car. A vehicle is a significant asset that will be among the largest that you will ever own. If you decide to purchase a car, you will want to protect this investment. A full collision and comprehensive plan will give you protection so you can repair or replace the car following various situations that result in a loss.
If you are shopping for an auto insurance plan in the Augusta, GA area, it will help if you speak with Whit Blanchard Insurance Group. There are a lot of choices that need to be made when you are looking for insurance. The Whit Blanchard Insurance Group team can help you evaluate all of your options and compare them to your coverage needs. This will help you choose a plan that works for your situation. Contact our office to get started with a quote.
Georgia has more than 7 million licensed drivers. What this means is you will likely rarely be alone on the road. Where there are more drivers, there is more danger of accidents. You can’t think about the potential of an accident without considering the type and amount of auto insurance you have and what you may actually need. At Whit Blanchard Insurance Group in Augusta, GA, we have been providing personalized hometown service since 1975.
Basic auto insurance is state-mandated. In Georgia, that amount is 25/50/25. This means that for a single accident, you must have liability insurance for $25,000 per individual, $50,000 per accident, with $25,000 for any property damage that may result. This may sound like a lot of money until you consider what even one day in the hospital can cost. If you have an auto loan or lease, basic insurance will include collision and comprehensive coverage dictated by your lender or lessor.
Basic insurance is enough if you have little or no assets attached in the event of legal action against you. It is enough if you have a vehicle of little or no value. For everyone else, serious thought needs to go into the amount of auto insurance that will protect your assets and the vehicle you count on to get to work every day. Every driver needs to comply with the law, but you want to sleep at night knowing you are protected.
Basic insurance is good for a tiny percentage of the population. Just about everyone else needs more. How much more is something to discuss with your independent insurance agent. In Augusta, GA, the Whit Blanchard Insurance Group has the experience you need to make the right decision. Contact our office for all of your insurance needs.
In the Augusta, GA area, getting around town and enjoying all of the local amenities will usually require having a car. When you are looking to purchase a car here, you need to make sure that you also spend time choosing a proper insurance policy. When you have insurance for your vehicle, you can benefit in several different ways that make it a great investment to have.
Insurance Will Ensure Compliance
One of the advantages of having an auto insurance policy is ensuring you remain in proper compliance. Anyone that owns a car will need to have insurance to comply with the state’s legal requirements. At the same time, this insurance policy will help you comply with any lender requirements if you get collision and comprehensive protection. This could help you stay in good standing with your lender and the state.
Insurance Provides Right Coverage
Even if you are not required by anyone to carry insurance, you should still get an auto insurance policy as it provides important protection. If you are shopping for an auto insurance policy, you will find that your coverage is beneficial. This could ensure you can pay for any damages you cause in an accident and even repair or replace your vehicle if necessary.
Choosing an auto insurance policy in the Augusta, GA area is a big decision. To ensure that your policy is protecting you as well as possible, you should call the team at Whit Blanchard Insurance Group. When you call the team at Whit Blanchard Insurance Group, you can learn a lot more about how insurance will benefit you and your asset. The team here will take a personalized approach to help you build and select a new policy.