So, you've found your dream home, congratulations! Owning a home is an incredible experience, an achievement, and certainly something most Americans strive for. But now that you're about to sign the deed, something that you need to consider, regardless if you work with a mortgage lender or not, is home insurance.
Buying Home Insurance for Your Georgia Home
Home insurance, often referred to as homeowner’s insurance, is a type of property insurance that covers various property losses and damages the policyholder might suffer. But what exactly is included in that? The following is a look at what Whit Blanchard Insurance Group in Augusta, GA offers when it comes to home insurance.
- Your Home. Georgia home insurance coverage will assist in the rebuilding of your home and other covered structures, such as detached garages and sheds, in the event of a disaster or other covered loss.
- Your belongings. Georgia's home insurance also extends to the belongings you keep in and outside your home. This includes everything from the bike you keep in your storage shed to the laptop you keep beside your bed.
- Living expenses in the event of a disaster. If a storm or other covered loss makes your home uninhabitable until repairs can be made, then your home insurance policy will help in covering the living expenses you incur as those repairs get underway.
- Legal expenses. Unfortunately, we live in a litigious country. The good news is that your homeowners' insurance policy will have your back. If the mailman slips on your driveway or your neighbor gets hurt by standing too close to the grill, then your home insurance will typically cover the related medical bills and any potential legal costs that may arise from a covered incident.
Contact Whit Blanchard Insurance Group to Learn More & Get Your Policy Quote
Here at Whit Blanchard Insurance, we pride ourselves on working individually with each of our clients to get them the best insurance coverage for their needs. Contact our team in Augusta, GA today to learn more and to get your Augusta home protected.