RV insurance is not a mandatory policy in Georgia, but should you buy one? This a common question, especially for first time RV owners. However, what you need to understand is that just like any other asset under your name, an RV requires a form of coverage. While RVs come in different types, owning a class A, B, or C recreational vehicle is like owning a big bus, which comes with the same insurance needs as any other vehicle on state roads. So, what does a standard RV insurance cover and how much coverage is needed? Let's find out.
What RV insurance is all about
A typical RV insurance comes with the same coverage as those of auto insurance. The only exception is that for RV insurance, you choose which coverages work best for you, such as collision, liability, comprehensive, and towing. You can speak to our insurance experts at Whit Blanchard Insurance Group in Augusta, GA to help you identify which coverages carry more weight based on your lifestyle, needs, and budget.
What makes RV insurance unique
Owning RV insurance In Georgia is like getting two insurance coverages in one; RV insurance covers your personal belongings in the RV like a home insurance policy and cares for your RV like auto insurance. That means that you are well-sorted irrespective of whether you live in your RV or not.
Things to keep in mind when buying RV insurance
If you have decided to buy RV insurance, don't go for the cheapest package on the list. More affordable coverages usually don't cover the essential risks like theft and liability. Therefore, consider what your needs are before choosing a plan. You also want to consider how often you use your RV. If it is only during summer, you may want to ensure that it is safe from fire, theft, and other perils. If you live in your RV, you have all the reasons to get a package that offers enough safety for you and your RV.
We have everything you need to ensure that your trips and tours are stress-free. Feel free to visit us at Whit Blanchard Insurance Group in Augusta, GA, and we will be happy to help!